Effective Date: 1/8/2025
Version: 1.0
Welcome to Checkypro. These Terms of Service ("Terms") govern your use of the Checkypro platform, which consists of two core components:
Checkypro Checkout: our proprietary software for hosting and managing your own high-converting checkout experience, with direct integrations to payment providers like Stripe, PayPal, Viva Wallet, and Airwallex.
Checkypro Payments: a white-labeled payment processing solution, powered by licensed third-party acquirers such as Rapyd and Payabl, enabling global card payments, multi-currency acceptance, and fast settlements.
By using any part of the Checkypro platform, you agree to be bound by these Terms. If you are entering into this agreement on behalf of a company, you confirm that you have the authority to do so.
Checkypro is a technology provider. We build and maintain the software infrastructure (Checkout + Payments) that allows you to:
Customize and host a branded checkout experience on your own domain
Route payments through licensed acquirers via API connections
Monitor performance and risk via your dashboard
Checkypro is not a licensed payment institution, bank, or money services business.
We do not handle merchant funds, hold balances, or conduct compliance reviews (e.g. KYC/AML) ourselves.
All financial services and regulatory obligations are carried out by our licensed Payment Partners.
When you use the Checkypro Checkout, we enable direct integrations with PSPs such as:
Stripe, PayPal, Airwallex, Viva Wallet
These integrations are maintained and hosted by us, but the transaction itself is processed by the connected PSP.
For access to the Checkout, we charge a weekly platform fee of €5 and a percentage per transaction (agreed per merchant). These fees are automatically collected via Stripe on a weekly basis.
When using Checkypro Payments (via Rapyd, Payabl, or other partners), the actual transaction processing, KYC checks, fund flow, and settlement are handled by our Payment Partners.
Approve or reject onboarding
Hold funds
Set reserve levels or payout schedules
The transaction fees for Payments are automatically deducted from your settlements by the Payment Partner, not by Checkypro.
You agree to:
Use the platform for lawful e-commerce purposes only
Provide truthful and accurate company and identity information during onboarding
Ensure you comply with the Acceptable Use Policy and applicable laws
Maintain control over your integrations, refund policies, and end-customer communications
Remain liable for all activity on your account, including fraud, chargebacks, or disputes
By using the platform, you acknowledge and accept that:
You may be required to accept and be bound by the terms of our Payment Partners (e.g. Rapyd, Payabl, Stripe, PayPal).
KYC/AML decisions are solely made by these licensed entities, and Checkypro cannot override, influence, or expedite compliance review outcomes.
Fund holds, delays, rolling reserves, or payout thresholds are managed by those partners based on their risk assessment models.
Subject to these Terms, Checkypro grants you a limited, non-exclusive, non-transferable license to access and use the platform for your business operations.
Share your account with third parties
Resell, reverse-engineer, or exploit the service outside its intended scope
Use the platform for high-risk or restricted business types without prior written approval
All rights, title, and interest in the Checkypro platform, software, logos, and materials are owned by Checkypro.
You retain all rights to your brand, data, customer information, and store content.
Your Checkout access is billed as follows:
€5 per week per store
A fixed percentage per transaction (negotiated per merchant)
Charged automatically via Stripe each week
Transaction fees for payment processing (e.g. credit card fees, currency conversion) are deducted directly from the settlement by the Payment Partner (e.g. Rapyd or Payabl).
Checkypro does not issue or collect these fees.
The platform is provided “as is” with no warranty of uninterrupted service, performance, or conversion uplift
We are not responsible for delays, payment failures, KYC rejections, or fund reserves imposed by partners
Your use of the platform is at your own risk
Our liability is capped at the total fees you’ve paid to Checkypro in the past 12 months
Checkypro reserves the right to suspend or terminate access if:
You violate these Terms or any linked policy
You engage in fraudulent or prohibited activity
Your PSP or acquirer terminates your account
You remain inactive for an extended period (e.g. 60+ days)
You may cancel your use at any time via your dashboard. Upon termination, your access is revoked and data may be deleted, subject to legal retention obligations.
These Terms are governed by Dutch law.
Any disputes shall be resolved exclusively by the courts of Amsterdam, unless otherwise required by applicable consumer protection law.
These Terms incorporate the following documents by reference:
Privacy Policy
Cookie Policy
Data Processing Agreement
Acceptable Use Policy
Merchant Risk & Payment Disclosure
You are responsible for reviewing and complying with these policies as part of your use of the platform.
For legal questions, please contact:
JVA Media KVK-nummer: 90731115
Adres: Marathonstraat 28, 7541BM Enschede