Bancontact

Bancontact is the most widely used payment method in Belgium. It allows customers to pay online directly from their bank account using a secure, real-time authorization flow.

Only pay per transaction

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Features

Merchant country

EU + UK

Market

BE

Supported Currencies

EUR

Type

Bank Transfer

Chargebacks risk

Chargebacks period

Refund

Full

Partial

Other

Recurring

Guranteed method

Settlement delay

3 days

Rolling reserve

Overview

What is Bancontact?

Bancontact is a widely used payment method in Belgium that allows customers to pay online directly from their bank account. It is the standard payment solution for Belgian consumers and is supported by all major banks in the country.

Payments are authorized in real time through the customer’s banking environment or the Bancontact app. Once authorized, the transaction is immediately confirmed and cannot be reversed, resulting in guaranteed funds and reduced payment risk for merchants.

Start selling in Belgium

By offering Bancontact through Checky Pro, merchants can accept online payments from Belgian customers using their preferred local payment method. The payment flow is fully integrated into the checkout and supports real-time authorization, localized presentation, and immediate confirmation.

Customers complete payments directly via their bank or the Bancontact app, while transactions are processed within the same unified payment infrastructure used for other supported payment methods.

Always feel supported

Get industry-leading support whenever you need it.

Protect your business

Safeguard your business with the highest security standards.

Win more sales

Sell more with a personalized, branded checkout built for conversion.

Payment Flow

FAQs

Everything you need to know about using Checky Pro. Still have questions? Our team is always here to help you get started.

How does Bancontact work for my customers?
Are Bancontact payments protected against fraud or chargebacks?
How long does the onboarding take?
What is Checky Pro and how does it work?

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