Accept Google Pay with Checky Pro

One tap on Android and in Chrome, using a card the customer already saved. Priced as that card, with nothing added for the convenience.

See all 24 methods

New here? Checky Pro is the payments & checkout platform for modern e-commerce — Google Pay is one of the 21 payment methods you can switch on today.

What is Google Pay?

Google Pay is a way to hand over a card the customer has already stored, rather than a payment method with money of its own. Behind the button sits a Visa, Mastercard or Amex payment; what Google supplies is the card details, the addresses and the confirmation, so nothing has to be typed.

Its reach differs from Apple Pay in a way worth knowing. Google Pay is not limited to Android phones: any card saved to a Google account can be used in Chrome on a laptop, which makes it a desktop conversion tool as much as a mobile one. In markets where Android dominates — much of Central and Eastern Europe, for instance — it is the express button that matters most.

Operationally it behaves like any other card payment: same rate, same settlement, same dispute rules, no fee from Google and none from us. And like Apple Pay, it only pays for itself when the button sits above the form. An express button buried under the card fields is a button nobody uses.

What Google Pay can do

Coverage, costs and capabilities. Every method page answers the same questions in the same order, so you can compare two methods line by line.

Coverage

Payment type: Wallet — tokenised cards
Channel: Online
Consumer countries: Worldwide
Available for: Companies in the EU, UK, US & Hong Kong

Your company is registered in

Pricing & settlement

Processing fee: 2,95% + € 0,25Priced as the card underneath — the wallet itself adds nothing.
Authorization fee: NoneThe € 0,25 is part of the price above — no separate fee per attempt.
Currency conversion: 2%Only when your customer pays in another currency than the one you are paid out in.
Settlement currency: EURPayout in GBP or USD is possible too, at the 1% multi-currency fee.
Settlement: 3–7 business days

Features

Refunds: Supported.
Partial refunds: Supported.
Recurring payments: Supported.The saved card can be charged again for subscriptions.
3-D Secure: Supported.The issuing bank decides when to verify.
Express wallet buttons: Supported.Google Pay is one of the express buttons.
Multi-acquirer routing: Supported.A declined payment retries on the next route
Chargebacks: Supported.From € 25,00 per dispute
Chargeback alerts: Supported.

Prices follow the region above and come from the same rate card as the pricing page. They may still vary with merchant profile, processing volume and acquiring setup.

Why Google Pay, and why through Checky Pro

The top row is the method itself; the bottom row is what our platform adds on top of it.

No form to fill

Card and addresses come from the Google account. On a phone that removes the whole reason mobile checkouts get abandoned.

Android and desktop both

It is not a phone-only button: a card saved to a Google account works in Chrome on a laptop too.

No premium for the convenience

Priced exactly as the card underneath it. Google takes nothing from you and we add nothing on top.

Placed where it converts

Our checkout puts the express buttons above the form by default — the only place where they actually shorten anything.

Routes that recover declines

A tokenised payment that declines on one acquiring route retries on the next, exactly like your other card payments.

One balance across methods

Wallet payments land in the same balance and payout schedule as cards and local methods. One reconciliation.

How a Google Pay payment works

From click to balance — what your customer sees, and what happens behind it.

1
Taps the Google Pay button
The express button sits above the form, so the customer never reaches the card fields.
2
Confirms the saved card
Card and addresses come from the Google account — nothing to type.
3
Authorised in seconds
A tokenised card payment takes the best-performing acquiring route.
4
Settled to your balance
Added to your Checky Pro balance and paid out in 3–7 business days.

Google Pay, answered

Still something open? The team answers on WhatsApp, usually the same day.

Does Google Pay cost extra?

No. It is priced as the card underneath it — from 2,95% + € 0,25 for an EEA card. Google charges you nothing and we add no wallet fee.

Do customers need an Android phone?

No. Any card saved to a Google account can be used in Chrome on a desktop, so Google Pay helps on laptop traffic as well as on Android.

Should I offer both Apple Pay and Google Pay?

Yes, in almost every case. They cover different devices and neither costs you anything beyond the normal card rate, so offering one without the other just excludes half your mobile visitors.

Can I use Google Pay for subscriptions?

Yes. The saved card can be charged again, so recurring billing works the same way it does with a stored card.

Do Google Pay payments still get chargebacks?

They can — it is a card payment underneath, so the same dispute rules and the same € 25,00 chargeback fee apply.